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New State Program to Offer Health Coverage to Uninsured Hoosiers
January 9, 2008 - Applications for a new state program that will provide health care to uninsured adults not covered by Medicaid or employer-sponsored coverage are now available.
The Healthy Indiana Plan (HIP) was approved by state lawmakers in 2007 as part of a comprehensive package known as the Indiana Check-Up Plan. HIP is expected to provide coverage for as many as 130,000 lower-income adults whose household income is less than 200 percent of the federal poverty level ($20,420 for a single adult or $41,300 for a family of four). Eligible applicants must have been uninsured for at least six months, be ineligible for Medicaid and not have health insurance available through their employer.
HIP participants will be eligible for a health savings account valued at $1,100 that will be funded through contributions by the state and by the participant. The participant's contribution is based on income and will be no more than 4.5 percent of their gross family income. Annual medical costs exceeding $1,100 will be covered up to $300,000 through a basic commercial insurance package, with an additional $500 in coverage for preventive services provided at no cost to participants.
Covered services include physician services, prescriptions, diagnostic exams, home health services, outpatient hospital, inpatient hospital, hospice, preventive services, mental health services, family planning, and case and disease management. Applications are now available at www.HIP.IN.gov, at Hoosier Healthwise Enrollment Centers or at local Division of Family Resources offices. In Henry County, applications are available at the Division of Family Resources, 1416 Broad St., New Castle, (765) 529-3450.
The State is expected to begin processing HIP applications December 17. Coverage is expected to begin in January. More information and answers to questions on HIP are available at http://www.hip.in.gov/, by email at firstname.lastname@example.org or by phone at (877) GET-HIP9 (438-4479).
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